How to decide between renting & buying

Buy vs. Rent Calculator in Mortgages

A lot of Canadians are asking themselves if it's a good time to buy a property. This calculator can be helpful to determine if buying a home is the right decision and investment for your family. For most people buying makes sense, but that logic does...
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How much can I afford?

Mortgage Affordability Calculator in Mortgages

The affordability calculator can help you decide how much mortgage you can afford to borrow and ultimately re-pay. Affordability is based on your (household) income, the monthly expenses you have (car, credit cards, etc) and other costs associated wi...
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Mortgage Payment Calculator

Mortgage Payment Calculator in Mortgages

Use this calculator to test different scenarios and determine your ideal monthly payments. Our innovative chart shows you exactly what your monthly payment will be and how much you contribute each year to Principal, Interest and Total Balance du...
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For Rent

Why own when you can rent? in Renting

Most people strive to be homeowners, but does owning a home always make sense over renting? Not necessarily; there are cases when renting can make the most economic sense. For example, if your job has you constantly on the move, it probably doesn’t m...
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Key questions to ask a prospective landlord in Renting

The landlord-tenant relationship is similar to marriage. More than likely you’ll be living under the same roof as your landlord. Some landlords are laid back and leave you alone, while others may be controlling and complain at the slightest noise. B...
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How to choose the right neighbourhood in Renting

Choosing your new neighbourhood is one of the toughest decisions homeowners and renters face. Although it’s a lot easier to move when you’re renting, most landlords want you to sign a year lease – this means you could be stuck in a single location yo...
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rent affordability

How much rent can you really afford? in Renting

Before signing on the dotted line of a lease agreement, it’s important to sit down and figure out how much you can realistically afford to pay towards rent. Landlords often want you to sign a year’s lease just to secure an apartment. The last thing y...
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Renting an apartment

Determining what you want in an apartment in Renting

Just like when you go house hunting, it’s important to develop a list of needs (must-haves) and wants when shopping for an apartment. Similar to owning a home, location matters – most likely you’ll want shopping and transit close by. When developing...
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Bridge Financing

Bridge Financing in Mortgages

Believe it or not, but being a first-time homebuyer actually has some perks. As a first-time homebuyer you don’t have to deal with the pressure of selling your existing home and buying a new property. Buying and selling at the same time can be stress...
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mortgage renewal

Tips for renewing your Mortgage in Mortgages

Unless you win the lottery, chances are you’ll have to renew your mortgage at least once during your lifetime. Let’s face it, everyone is busy – when you receive your mortgage renewal letter in the mail, the easiest thing to do is to sign on the dott...
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