Get the lowest mortgage rates in Canada

In partnership with Nesto, Home.ca is proud to provide Canadians with the lowest mortgage rates in Canada. With Nesto’s exclusive mortgage solution, score the lowest rate on your first try!

4.75% 5 Year Variable *
4.89% 5 Year Fixed *

How it works?

See the best mortgage rates in seconds

Use artificial intelligence (AI) to find the best mortgages in seconds. 2,000+ mortgage products are screened in seconds to give you the best possible rates.

Complete the process online in minutes

Use a digital platform to provide all the information for your mortgage application. See your best options and get further advice from expert mortgage advisors.

Upload your financial docs online

Upload your supporting financial documents online using a secure digital platform and an expert mortgage advisor will take it from there and get you approved in no time.

Sign your new mortgage pre-approval online

Once your mortgage application is approved, complete it by signing online. Just like that, you’ve got your new mortgage and you’re ready to shop for a new home.

How do we offer you the best rate?

High Volume

High volume & bulk discounts = Savings for you

Nesto’s high volume is applied to negotiate preferential rates with each lender, including their premium products. These savings are passed on entirely to you, from the start to ensure you get the best possible mortgage rate.

Digital Platform

Digital platform = Makes things efficient

Because you quickly & transparently provide your information over a digital platform, Nesto saves time and resources which allows them to put those savings towards providing an even lower mortgage rate for you.

Commission-free Advisors

Commission-free advisors = Unbiased advice

Finally, expert mortgage advisors don’t take commission. This way you truly receive unbiased advice on your mortgage decisions without any selling pressure. Trust Nesto to guide you to the choice that is best for you.

Testimonials

Real reviews, real people

Massiel U

5 stars

I had a great experience, fast response easy and helpful. Simple and straightforward service and great mortgage rates, definitely recommend Nesto to anyone.

Sajid Afzal

5 stars

We used the mortgage squad to purchase our home and it was a very pleasant experience. They were so thorough and professional. We were dreading about the mortgage process but they made it flawless for us. Thank you guys!

Ronald

5 stars

Nesto made really complicated financial issues really simple and easy for me. Not only are they significantly better rates than other places, but I had to do so little work it made it simple. I will use Nesto for all my mortgage needs moving forward.

Let's get started!

Get your mortgage pre-approval today