1-360 Rayette RD, Vaughan, ON
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Estimated Value: $576,000
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1-360 Rayette RD, Vaughan
Estimated ValueFor Sale576k
For Rent2.1k
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Home Improvement Ideas
Curated articles to help you improve and maintain your home.
Opportunities, Incentives & Rebates
Financial programs available for your home.
Tax Exemption
First Home Savings Account (FHSA)
Save up to $8,000 a year, $40,000 in total, tax-free toward your first home. Contributions cut your taxable income, and a qualifying withdrawal, growth included, is never taxed or repaid.
Grant
Low-Income Energy Assistance Program (LEAP)
Behind on your electricity or natural gas bill and facing disconnection? LEAP gives eligible low-income households an emergency grant of up to $780 to help pay it.
Tax Credit
Ontario Trillium Benefit (Energy and Property Tax Credit)
If you pay rent or property tax on your Ontario home, you could get up to $1,307 a year back ($1,488 if you're 65 or older), paid monthly whether you own or rent, through the Ontario Trillium Benefit.
Rebate
Ontario Enhanced New Housing Rebate
Buying or building a new home in Ontario between April 2026 and March 2027? You could get back up to $80,000 of the provincial HST, on top of the federal rebate.
Rebate
First-Time Home Buyers' GST/HST Rebate
First-time buyers can get the full federal GST back on a new or substantially renovated home priced up to $1 million, with a shrinking rebate up to $1.5 million (resale homes don't qualify).
Rebate
CMHC Eco Plus
Get 25% of your CMHC mortgage insurance premium refunded when you buy a newly built home that's at least 20% more energy-efficient than a typical new home.
Rebate
Ontario New Home Affordability Payment (ONHAP)
Buying or building a new home in Ontario between April 2026 and March 2027? You could get up to $50,000 back on the federal portion of the HST as a top-up to the Ontario enhanced rebate.
Grant
Ontario Senior Homeowners' Property Tax Grant
If you're 64 or older and own your Ontario home, you could get up to $500 a year toward your property tax. You apply when you file your taxes.
Tax Credit
Ontario Land Transfer Tax Refund for First-Time Home Buyers
Buying your first home in Ontario? You could get up to $4,000 of the provincial land transfer tax refunded, at closing or within 18 months.
Rebate
Ontario Home Renovation Savings Program
Up to 30% back on energy-efficient home upgrades for Ontario homeowners, from insulation and heat pumps to windows and water heaters.
Tax Credit
First-Time Home Buyers' Tax Credit (Home Buyers' Amount)
Bought your first home? You could claim the Home Buyers' Amount and cut your federal tax by up to $1,500.
Tax Credit
Home Accessibility Tax Credit (HATC)
Making your home safer or easier to get around for a senior or someone with a disability? You could claim a federal tax credit on the renovation.
Rebate
GST/HST New Housing Rebate
Bought a new or substantially renovated home to live in? You may be able to get back part of the GST or federal HST you paid on it.
Loan
Canada Greener Homes Loan — CLOSED
This federal interest-free loan of up to $40,000 for energy upgrades has closed to new applications. In Ontario, see Home Renovation Savings instead.
Credit
Ontario Electricity Support Program (OESP)
Lower-income household? The Ontario Electricity Support Program (OESP) could take a credit off your electricity bill every month.
Free Upgrades
Energy Affordability Program (EAP)
If your household income qualifies, you could get energy-saving upgrades such as insulation, LED bulbs or efficient appliances installed for free.
Eligible homeowners with oil heating may get a cold-climate heat pump at no cost, funded through Natural Resources Canada's Oil to Heat Pump Affordability program.
Rebate
Ontario Electricity Rebate (OER)
The Ontario Electricity Rebate (OER) takes a percentage off your electricity bill automatically. There's nothing to apply for.
Program
Electricity Rate Plans: Time-of-Use, Tiered and Ultra-Low Overnight
Choose the electricity price plan that fits how your household uses power (Time-of-Use, Tiered or Ultra-Low Overnight), and you could lower your bill.
Free Upgrades
Home Winterproofing Program (HWP)
If you heat with natural gas and your household income qualifies, you could get insulation, draft proofing and a smart thermostat installed free.
Tax Credit
Multigenerational Home Renovation Tax Credit (MHRTC)
Adding a self-contained unit so a senior or relative with a disability can live with you? You could get a refundable tax credit of up to $7,500.
Grant
Canada Greener Homes Grant — CLOSED
The Canada Greener Homes Grant offered up to $5,000 for energy retrofits and up to $600 for home evaluations. It's closed; in Ontario, see Home Renovation Savings.
Rebate
Home Efficiency Rebate Plus — CLOSED
Home Efficiency Rebate Plus (HER+) gave Enbridge Gas customers rebates for insulation, heat pumps and other upgrades. It has closed; see Home Renovation Savings.
Grant
Home Energy Assessment Rebate (Home Renovation Savings Program)
Doing upgrades through Ontario's Home Renovation Savings Program? You could get up to $600 back on your before-and-after home energy assessments.
Rebate
Peak Perks Smart Thermostat Rewards
Enrol your smart thermostat in Peak Perks and you could get a $75 prepaid Mastercard, plus $20 for each extra year you stay in.
Subsidy
First-Time Home Buyer Incentive — CLOSED
The First-Time Home Buyer Incentive offered 5% or 10% of a home's price as a shared-equity mortgage. It closed to new applications in 2024.
Loan
Home Buyers' Plan (HBP)
Buying your first home? You could withdraw up to $60,000 from your RRSP tax-free to buy or build it, then repay it over 15 years.
Thinking Ahead? Let's Run The Numbers
Explore financial tools tailored to your property. From mortgage estimates to closing costs — plan every step with confidence.
Mortgage Calculator
Borrowing $500K at a 6.29% rate for 25 years? That'll run you roughly $3,286 per month.
Purchase Calculator
Buying for $460K with a $60K (7%) down payment? Expect monthly payments around $2,676.
Required Income
To afford a $500K mortgage at a rate of 6.29% and assuming $1,033 in monthly expenses you need to make around $152K per year.
Closing Costs
Buying in Toronto for $888K? With a 7.18% down payment, expect to pay about $31,107 in total closing costs.
Land Transfer
For an $888K home in Toronto with a 7.18% down payment, land transfer taxes will cost you roughly $28,470 in provincial + municipal fees.
Zoning & Usage
To permit a wide range of employment uses, including outside storage.
Emergency Preparedness Plan
Comprehensive emergency plan with contacts and procedures
